Yes, you can use alimony as income for a mortgage if it meets certain conditions. Lenders accept alimony as qualifying income, provided it is court-ordered, consistent, and expected to continue for at least three years after the loan closes.

Yes, you can get a mortgage with an eviction, but it may require extra effort to address the financial impact it causes. While an eviction can negatively impact your credit and financial history, it doesn’t permanently block you from homeownership.

Splitting land with a mortgage is possible, but the process requires careful planning, lender approval, and adherence to local zoning regulations. Subdivision can provide financial opportunities, whether by selling a portion of the land, developing it for profit, or dividing it among family members. However, splitting mortgaged property comes with challenges that demand a clear

Yes, purchasing a new home during Chapter 13 bankruptcy is possible. While lenders may have stricter requirements, many government-backed loans, like FHA, VA, and USDA mortgages, offer more lenient terms for Chapter 13 filers.

Yes, a spouse can assume a mortgage in a divorce, especially if they are awarded the marital home.