How to get an apartment with a broken lease

Can You Get An Apartment With A Broken Lease? | Complete Answer

Yes, you can get an apartment with a broken lease on your record. It requires extra effort. Landlords will consider your overall rental history and financial situation. You need to be honest about broken leases and settle past debts. Show strong finances (income docs, credit score/improvement plan, and savings). Get good references or a co-signer. Alternatively, you can explore private rentals, target budget-friendly options, and consider “second-chance” apartments.

In this article, we will discuss multiple strategies for getting an apartment with a broken lease, along with some alternative options in detail.

By following these strategies, you will be well-positioned to secure a new apartment even with a broken lease on your record.

Strategies to Get an Apartment with a Broken Lease

Finding a new place to live after breaking a lease can be a daunting task. However, with the right approach and strategies, you can increase your chances of securing a new apartment.

1.    Show Financial Strength

Show landlords you’re a reliable payer with strong income verification and a healthy financial cushion.

Income Verification

Landlords often follow the “3x rent rule,” which means your monthly income should be at least three times the monthly rent amount. They want assurance that you can pay the rent consistently. Show proof of stable employment and income that comfortably covers the rent. You can provide pay stubs, tax returns, or employment letters to verify your earnings and demonstrate your ability to comfortably afford the rent.

Credit Repair (if needed)

A good credit score can make you a more attractive tenant. If your credit is less than ideal, take steps to improve it. Take proactive steps to improve your credit rating by paying all bills on time. It can reduce outstanding debts, and dispute any errors on your credit report. Even a small improvement in your credit score can make a positive difference in your rental application.

Savings and Emergency Fund

Having a financial cushion demonstrates responsibility and preparedness. Build up your savings account and establish an emergency fund to cover unexpected expenses or temporary income disruptions. This can give landlords confidence in your ability to pay rent even in challenging times.

2.    Transparency and Communication

Honesty is key. Be upfront about the broken lease and show your commitment to resolving past issues.

Be Honest

When addressing the broken lease, it’s crucial to be upfront and take responsibility for the situation. Provide a clear explanation of the circumstances that led to the lease termination. Avoid placing blame or making excuses. Landlords appreciate honesty and may be more willing to work with you if you acknowledge your mistakes.

Settle Debts

If you owe money to your previous landlord, make every effort to pay off any outstanding balances. This not only shows responsibility but also helps rebuild trust with potential new landlords. Provide documentation or proof of payment to demonstrate that you have settled your debts. It can further reinforce your commitment to settling your debts.

3.    Strengthen Your Rental Application

Strengthen your application with strong references or a co-signer to build trust with potential landlords. This shows responsibility and builds trust with potential landlords.

Positive References

Strong references from past landlords (excluding the one you broke the lease with) can vouch for your reliability as a tenant. Provide contact information for references who can speak positively about your rental history, promptness in paying rent, and how you maintained the property.


If your application is weak, consider finding a co-signer with good credit and stable income. A co-signer essentially guarantees the rent payments, which can give landlords additional assurance and increase your chances of approval.

Negotiation (Optional)

As a last resort, you can offer a higher security deposit or a shorter lease term. However, be cautious with this approach as it can be costly in the long run, and not all landlords may be open to such arrangements.

Alternative Strategies

Here are some alternative strategies you can try to get apartment:

Private Rentals

Renting from individual landlords rather than large apartment complexes can sometimes be more flexible. Individual landlords may be more willing to consider your situation and work with you, especially if you can demonstrate a solid plan to avoid similar issues in the future.

Focus Your Search

Look for apartments that fit your budget and needs. Applying for more expensive units beyond your means can increase the chances of rejection. Be realistic about what you can afford and target properties accordingly.

Learning from the Experience

Reflect on the circumstances that led to the broken lease and take steps to avoid similar situations in the future. Demonstrate to potential landlords that you have learned from this experience and have implemented measures to ensure timely rent payments and responsible tenancy.

Second-Chance Apartments (Optional)

Some apartment communities offer “second-chance” or “rent-ready” programs specifically designed for renters with a broken lease or other blemishes on their rental history. These programs may require additional fees or higher deposits but can provide an opportunity to rebuild your rental credentials.

Remember, honesty, responsibility, and a solid financial foundation can go a long way in securing a new apartment despite a broken lease in your past. With patience, perseverance, and a proactive approach, you can increase your chances of finding a suitable place to call home.


In conclusion, securing a new rental place after breaking a lease can be challenging, but not impossible. You can increase your chances of approval, by following above-mentioned strategies like demonstrating financial responsibility, being upfront about the terminated rental agreement, and settling outstanding debts from broken lease. This way you can strengthen your overall rental application.

Exploring alternative options like renting from individual landlords through private rentals or seeking out “second-chance” or “rent-ready” apartment communities can also provide opportunities.

The key point is to take accountability for the broken rental contract, learn from the experience, and implement measures. It is necessary to make sure timely rent payments and responsible occupancy moving forward.

With persistence, honesty, and a solid plan, you can overcome the difficulty of a prior lease break and find suitable housing that meets your needs. Proper preparation and a proactive approach can help you secure your next apartment despite the hurdle of a terminated lease agreement in your rental history.

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