While most debts can be discharged through bankruptcy in Canada, punitive damages are generally treated as an exception and are not dischargeable under Section 178(1)(d) of the Bankruptcy and Insolvency Act (BIA). Punitive damages punish a defendant for outrageous conduct and deter similar conduct in the future, but not to put them out of business. […]
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A DIY (Do-It-Yourself) Credit Repair Kit is a resource designed to allow you to take control of your credit repair process without relying on professional credit repair companies that charge fees for their services. These kits provide you with the tools, knowledge, and guidance necessary to identify and dispute inaccurate or incomplete information on your
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Credit repair refers to the process of improving credit scores by identifying and disputing errors on credit reports. Its purpose is to ensure accurate credit histories and increase access to better loan terms and interest rates. As a financial advisor, I often meet clients seeking to improve their credit scores through credit repair. The demand
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Yes, you can get an apartment with a broken lease on your record. It requires extra effort. Landlords will consider your overall rental history and financial situation. You need to be honest about broken leases and settle past debts. Show strong finances (income docs, credit score/improvement plan, and savings). Get good references or a co-signer.
Can You Get An Apartment With A Broken Lease? | Complete Answer Read More »
Being mistakenly listed as deceased on your credit report is a serious issue that can have far-reaching consequences. This error can prevent you from obtaining loans, credit cards, or even renewing a driver’s license. It can also cause significant inconvenience and frustration as you navigate the process of correcting this inaccuracy. In this article, we’ll
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As a landlord, dealing with problem tenants who fail to pay rent or damage your property can be an incredibly frustrating experience. Not only do you suffer financial losses, but the process of evicting them and seeking compensation through the courts is often lengthy and expensive. One powerful tool that Canadian landlords should take advantage
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